Proof craft
Completion proof is a genre with rules. The same repair, documented two ways, releases the money in a week or bounces through three resubmissions. This guide is the accepted forms — invoice contents, photo practice, permit paperwork — and the submission habits that get a packet processed instead of pending.
Insurers release held-back depreciation on documents, not on your say-so. The accepted set, in the order processors look for it:
The kit's proof packet is this page weaponized: the checklist, the invoice-content card, and the submission letter with the naming done for you. The free version above is the whole recipe — the kit is the recipe pre-measured.
Proof submitted at day 170 of a 180-day clock leaves no room for the bounced packet. The working habit: submit within days of final payment to the contractor, keep the portal confirmation, and calendar a follow-up at two weeks. Checks that stall past a month deserve a written status demand — and at the deadline, the extension letter (the kit's), filed before the date, not after.
Run your own numbers. The free checker takes your state, your dates, and the figures on the insurer's estimate — and returns the dollars still held back, your real deadline, and the next document to send. Run the checker →
The pages above are the map. The kit is the paperwork: the proof packet that releases the money, the letters that protect the clocks, and the complaint pack for when the stall continues.
One payment, yours to keep. We never ask you to upload your policy — you file everything yourself. See everything inside the kit →